Attention homeowners in New Port Richey and Pasco County: Need an appraisal?

The top 7 reasons FL homeowners call on Priority Appraisal and Mortgage Services, Inc.:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a FL property tax assessment
  3. Remove PMI to lower your mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in FL by determining the true market value of property in question

Need help determining the price of your home in or near New Port Richey, FL?
Contact Priority Appraisal and Mortgage Services, Inc..

We at Priority Appraisal and Mortgage Services, Inc. understand the special needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.

Need to cancel PMI?

A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Priority Appraisal and Mortgage Services, Inc., we're experts in helping homeowners just like you dismiss undesirable PMI insurance.

Challenge a property tax assessment

If you live in a local area that is declining or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Priority Appraisal and Mortgage Services, Inc. is your number one weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Priority Appraisal and Mortgage Services, Inc. can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for efficiency? An appraiser from Priority Appraisal and Mortgage Services, Inc. can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.